Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.